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HELOC vs Refinance

HELOC vs Refinanceby: Ali ZaidiPublished on: 25/02/2026

HELOC vs refinance in 2026: compare cash flow impact, payments, rates, and risks to decide which home equity option works best for you.

Mortgage Rates
HELOC vs Refinance

Mortgages and HELOCs Explained for 2026

Mortgages and HELOCs Explained for 2026by: Sarah PapaPublished on: 27/01/2026

Second mortgages and HELOCs explained for 2026. Learn how they work, differences, rates, risks, and which option suits Canadian homeowners.

Mortgage Rates
Mortgages and HELOCs Explained for 2026

5 Year - Fixed Term from

3.89%

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